1.
“When
it
comes
to
borrowing
money
from
friends,
sometimes
being
upfront
and
honest
is
the
best
approach. ”】

2.
“It
can
be
tempting
to
hide
your
financial
struggles
from
others,
but
leaning
on
friends
during
tough
times
can
strengthen
your
relationships. ”】

3.
“Finding
the
right
words
to
ask
for
help
can
be
challenging,
but
it’s
important
to
remember
that
true
friends
will
want
to
support
you. ”】

4.
“Before
you
borrow
money,
make
sure
to
consider
how
it
might
impact
your
long-term
financial
goals
and
relationships
with
your
friends. ”】

5.
“Don’t
be
afraid
to
offer
to
pay
interest
or
work
out
a
repayment
plan
with
your
friends.
It
shows
respect
and
responsibility. ”】

6.
“Remember
that
borrowing
money
from
friends
is
a
two-way
transaction,
and
it’s
important
to
be
transparent
about
expectations
and
agreements. ”】

7.
“If
you’re
hesitant
to
ask
for
money,
consider
offering
something
in
return,
such
as
a
personal
skill
or
favor. ”】

8.
“It’s
important
to
be
mindful
of
your
friend’s
financial
situation
before
asking
for
a
loan.
You
never
know
what
they
might
be
going
through
themselves. ”】

9.
“If
you’re
on
the
receiving
end
of
a
friend’s
request
for
money,
consider
their
situation
before
agreeing
to
lend.
It’s
okay
to
say
no
if
it
doesn’t
feel
right. ”】

10.
“Establishing
clear
boundaries
and
communication
in
the
borrowing
process
can
help
avoid
misunderstandings
or
hurt
feelings
in
the
future. ”】

11.
“Borrowing
money
from
friends
may
be
a
quick
solution
in
the
short-term,
but
it’s
important
to
address
any
underlying
financial
issues
for
long-term
stability. ”】

1
2.
“It’s
important
to
pay
back
any
borrowed
money
as
soon
as
possible,
not
just
for
the
sake
of
your
friendship,
but
for
your
own
financial
health
as
well. ”】

1
3.
“If
you
find
yourself
in
a
position
where
you
cannot
pay
back
borrowed
money,
the
best
thing
to
do
is
to
communicate
with
your
friend
and
work
together
on
a
solution. ”】

1
4.
“If
you’ve
been
burned
in
the
past
by
lending
money
to
friends,
don’t
let
it
discourage
you
from
helping
others.
Just
be
sure
to
approach
each
situation
with
caution
and
boundaries. ”】

1
5.
“Offering
emotional
support
and
encouragement
can
be
just
as
valuable
as
monetary
support
in
tough
times. ”】

1
6.
“If
you’re
not
comfortable
lending
large
amounts
of
money,
consider
offering
a
smaller
amount
or
helping
your
friend
find
other
resources
or
support. ”】

1
7.
“Remember
that
true
friends
will
be
there
for
you
in
the
good
times
and
the
bad,
and
that
borrowing
money
isn’t
a
reflection
of
your
worth
or
value
as
a
person. ”】

1
8.
“If
you
don’t
feel
comfortable
borrowing
money
from
friends,
that’s
okay
too.
There
are
other
resources
and
options
available
to
help
you
through
tough
financial
times. ”】

1
9.
“At
the
end
of
the
day,
borrowing
money
from
friends
should
be
a
last
resort.
It’s
important
to
maintain
financial
independence
and
responsibility
whenever
possible. ”】

20.
“No
matter
what
side
of
the
borrowing
process
you’re
on,
remember
that
friendships
are
precious
and
should
be
valued
above
all
else. ”】